![]() I can help you receive a bigger settlement than you’d receive by talking to them on your own. As a personal injury lawyer with over 30 years of experience, I talk to insurance companies every single day. Insurance companies will go to great lengths to keep you from getting the compensation you deserve and will try to rush you into settling quickly. Colorado trucking company in I-25 crash that killed 5 family members tried to buy insurance hours after wreck. It takes an experienced attorney to evaluate a personal injury claim, know it’s worth, and demand fair treatment from the insurance company. ![]() If you choose to represent yourself, you’re doing exactly what the insurance company wants you to do: allowing them to pay you less than your claim is worth. You should not consider accepting such an offer until all your physical injuries have been treated and your doctor declares you to be at “ maximum medical improvement.” To increase your chances of being fairly compensated for your injuries, you should consult with an accident attorney before signing any documents pertaining to settlement. If you are offered a settlement from an insurance company, proceed with caution. Under Colorado law, an automobile insurance company cannot raise your rates if you make a claim for uninsured or underinsured motorist benefits if the accident was not your fault. $50,000 per accident for uninsured/underinsured motorist.$25,000 per person for uninsured/underinsured motorist.But to make a claim for underinsured benefits, you will first have to get permission from your insurance company to settle with the at-fault driver’s insurance company.Ĭolorado law requires the following minimum amount of uninsured/underinsured motorist coverage (unless waived in writing by the policyholder): If you were hit by someone without insurance or with low limits of coverage that aren’t sufficient to pay for all your damages, the uninsured (UM) or underinsured (UIM) coverage on your own policy will pay for injuries to you and your passengers, and sometimes even damage to your vehicle if you were the victim of a hit-and-run. As always, remember to drive safely.Automobile insurance companies in Colorado are legally required to include uninsured/underinsured coverage in every policy that is sold in the state. Drivers must remain on the scene, and there must be a comprehensive police report filed.Įven when Cold Reporting, you should not forget to document any damages your vehicle has sustained. If you are in an accident that does not meet the conditions above, you must call local law enforcement immediately. If you are unsure the area your accident occurred in was on Accident Alert, you can call the local law enforcement agency to determine if Cold Reporting was in effect. The first crash was tweeted out by DPD at 10:44 p.m. Accordingly, Colorado State law requires all drivers involved in the accident to file their own report. According to the Denver Police Department, officers responded to two traffic crashes in the Capitol Hill neighborhood that involved pedestrians. Please note that CSPD is prohibited from accepting those accident reports. In Colorado Springs, you may also go to a CSPD substation ( ) and fill out the report there. ![]() If you are in an accident that meets the above conditions, you may file an accident report online at or you may download the report and mail to the Colorado Motor Vehicle Division.
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